Disclosure
Last updated:
Transparency is important to us. Here's how CardFinder works and how we rank credit cards.
Our Editorial Independence
Our card rankings and recommendations are based on editorial research and a transparent scoring methodology. We evaluate cards based on:
- Reward earn rates and redemption value
- Annual fees relative to benefits
- Welcome bonus value
- Insurance and perks
- Credit requirements and accessibility
- Card network acceptance
How Our Scoring Works
Our Credit Card Finder uses a transparent scoring algorithm that considers:
- Category fit: How well the card matches your selected reward types and spending categories
- Fee value: Whether the card's benefits justify its annual fee
- Rewards potential: Earn rates in popular spending categories
- Editorial assessment: Our team's evaluation of overall card quality and value
Featured editorial picks receive a small scoring bonus, but this is based on merit, not compensation.
Important Disclaimers
- We are not a bank or financial institution.
- We do not guarantee approval for any credit card.
- Offers, rates, and terms are subject to change at any time.
- Always verify current terms on the card issuer's official website before applying.
- Credit card approval depends on your individual financial situation and creditworthiness.
How We Verify Information
We regularly review our card data against official issuer websites to ensure accuracy. Each card listing includes a "Last verified" date. If you notice any inaccuracies, please contact us and we'll update our information promptly.
Contact Us
If you have questions about our affiliate relationships, methodology, or content, please reach out through our contact page.