Triangle World Elite Mastercard
Last updated:
No annual fee
Opens issuer website
Key Details
Annual Fee
$0
Network
mastercard
Credit Required
good, excellent
Reward Type
cashback, points
Rewards Earn Rates
1.5x
Groceries
4x
Gas
1x
Dining
1x
Travel
1x
Everything Else
Highlights
- No annual fee
- 4% at Canadian Tire, Sport Chek, Mark's, and Gas+
- 1.5% at grocery stores
- 1% everywhere else in CT Money
Pros & Cons
Pros
- + No annual fee with World Elite benefits
- + 4% at Canadian Tire family stores
- + Good gas earn at Petro-Canada/Gas+
- + World Elite insurance included
Cons
- – CT Money has limited redemption (Canadian Tire stores)
- – $80,000 household income for WE tier
- – Only 1% base rate
- – Rewards locked to CT ecosystem
Who Is This Card For?
The Triangle World Elite Mastercard is best suited for Canadians who prioritize no-fee, gas, groceries spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs.
Benefits Breakdown
Extended Warranty
Purchase Protection
Rental Car Insurance
Insurance Coverage Details
Ways to Reduce the Annual Fee
- No annual fee
- Free World Elite insurance benefits
- CT Money can be used at Canadian Tire, Sport Chek, Mark's, Atmosphere, Party City
Multi-Card Strategy
Free card with insurance benefits. Use at gas stations and CT stores. Pair with a dining/grocery card for other spending.
See full multi-card strategies →Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.