TD Aeroplan Visa Infinite Card

Last updated:

By CardFinder Editorial Team Affiliate Disclosure
TD visa

$139/year

Earn up to 20,000 Aeroplan points

Earn 20,000 Aeroplan points after spending $1,000 in the first 3 months.

travelaeroplanair-canada
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Key Details

Annual Fee

$139

Network

visa

Credit Required

good, excellent

Reward Type

travel, points

Rewards Earn Rates

1.5x

Groceries

1.5x

Gas

1x

Dining

1.5x

Travel

1x

Everything Else

Highlights

  • $139 annual fee
  • 1.5 Aeroplan points per $1 on eligible Air Canada purchases
  • 1.5 points on gas, grocery, and drug store purchases
  • 1 point per $1 on all other purchases

Pros & Cons

Pros

  • + Strong earn rate on everyday categories
  • + Aeroplan points for flexible travel
  • + First checked bag free on Air Canada
  • + Good travel insurance coverage

Cons

  • $139 annual fee
  • Best perks require Air Canada loyalty
  • Foreign transaction fees apply
  • Similar alternatives available from CIBC

Who Is This Card For?

The TD Aeroplan Visa Infinite Card is best suited for Canadians who prioritize travel, aeroplan, air-canada spending. At $139/year, it's worth it for those who spend enough in bonus categories to offset the fee.

Benefits Breakdown

Purchase Protection

Rental Car Insurance

Insurance Coverage Details

Travel Medical
Up to $500,000 for 15 days per trip
Trip Cancellation
Up to $1,500 per person
Auto Rental Collision
Up to 48 consecutive days

Ways to Reduce the Annual Fee

  • TD often waives the first-year fee for new customers
  • Product-switch from TD Rewards Visa to avoid hard inquiry
  • Bundle with a TD chequing account for relationship benefits

Multi-Card Strategy

Great everyday Aeroplan earner for groceries and gas. Pair with a no-FX-fee card for international travel.

See full multi-card strategies →

Is this card worth it for you?

Use our rewards estimator to see how much you'd earn based on your spending.

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Frequently Asked Questions

Ready to Apply?

Visit the issuer's website to confirm current terms and apply.

Apply for TD Aeroplan Visa Infinite Card

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Earn up to 20,000 Aeroplan points

travelaeroplanair-canada

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Opens issuer website

Sources

Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.