Scotiabank Scene+ Visa Card
Last updated:
No annual fee
Opens issuer website
Key Details
Annual Fee
$0
Network
visa
Credit Required
fair, good, student, newcomer
Reward Type
points
Rewards Earn Rates
1x
Groceries
1x
Gas
1x
Dining
1x
Travel
1x
Everything Else
Highlights
- No annual fee
- 1 Scene+ point per $1 on all purchases
- 5x Scene+ points at Cineplex
- Redeem for movies, groceries, travel
Pros & Cons
Pros
- + No annual fee
- + 5x at Cineplex theatres
- + Scene+ redeemable at Sobeys/FreshCo
- + Good for newcomers and students
Cons
- – Only 1x earn rate on most purchases
- – Low point value
- – No travel insurance
- – Better free options available
Who Is This Card For?
The Scotiabank Scene+ Visa Card is best suited for Canadians who prioritize no-fee, entertainment, newcomers spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs. It's specifically designed for students building their credit history. It's accessible to newcomers to Canada who don't yet have a Canadian credit history.
Benefits Breakdown
Ways to Reduce the Annual Fee
- No fee ever
- Great stepping stone to Scotia Gold Amex or Momentum via product-switch
Multi-Card Strategy
Credit builder. Product-switch to Scotia Gold Amex or Momentum Visa Infinite after 12+ months of history.
See full multi-card strategies →Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
Apply for Scotiabank Scene+ Visa CardAffiliate link · Disclosure
Similar Cards to Consider
Scotiabank Gold American Express Card
AmexScotiabank · $120/year
Earn up to 40,000 Scene+ points
Pros
- +Exceptional earn rate on everyday spending
- +Scene+ points are versatile (travel, movies, groceries)
- +Strong welcome bonus
Cons
- –$120 annual fee
- –American Express not accepted everywhere
American Express Cobalt Card
AmexAmerican Express · $156/year
Earn up to 30,000 Membership Rewards points
Pros
- +Industry-leading 5x on dining and food delivery
- +Monthly fee structure is easier to manage
- +Amex Membership Rewards points are very flexible
Cons
- –Annual fee of ~$156
- –Amex not accepted everywhere in Canada
CIBC Aeroplan Visa Infinite Card
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Earn up to 20,000 Aeroplan points
Pros
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Cons
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- –Earn rate is modest outside of travel
Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.