Scotiabank Passport Visa Infinite Card

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By CardFinder Editorial Team Affiliate Disclosure
Scotiabank visa Best No-FX Travel Card

$150/year

Earn up to 40,000 Scene+ points

Earn 40,000 Scene+ points when you spend $1,000 in the first 3 months.

travelno-fx-feesdiningentertainment
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Key Details

Annual Fee

$150

Network

visa

Credit Required

good, excellent

Reward Type

travel, points

Rewards Earn Rates

2x

Groceries

1x

Gas

3x

Dining

1x

Travel

1x

Everything Else

Highlights

  • $150 annual fee
  • No foreign transaction fees
  • 3x Scene+ points on dining, entertainment, and transit
  • 2x on groceries and recurring bills
  • 1x on everything else

Pros & Cons

Pros

  • + No foreign transaction fees (saves 2.5%)
  • + Strong earn rates across categories
  • + Scene+ points are versatile
  • + Travel insurance included

Cons

  • $150 annual fee
  • $60,000 minimum income
  • Scene+ points less valuable than Aeroplan/MR
  • Only 1x base rate

Who Is This Card For?

The Scotiabank Passport Visa Infinite Card is best suited for Canadians who prioritize travel, no-fx-fees, dining spending. At $150/year, it's worth it for those who spend enough in bonus categories to offset the fee.

Benefits Breakdown

No FX Fees

Extended Warranty

Purchase Protection

90 days

Rental Car Insurance

Insurance Coverage Details

Travel Medical
Up to $1M for 25 days per trip
Trip Cancellation
Up to $2,000 per person

Ways to Reduce the Annual Fee

  • No FX fee effectively saves you 2.5% on every foreign purchase
  • If you spend $500/month abroad, you save $150/year - covering the annual fee
  • Product-switch from another Scotia card

Multi-Card Strategy

Best Visa card for international travel. Pair with Scotia Gold Amex for 5x domestic groceries/dining, and use Passport for all foreign purchases.

See full multi-card strategies →

Is this card worth it for you?

Use our rewards estimator to see how much you'd earn based on your spending.

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Frequently Asked Questions

Ready to Apply?

Visit the issuer's website to confirm current terms and apply.

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Sources

Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.