Scotiabank American Express Card
Last updated:
No annual fee
Opens issuer website
Key Details
Annual Fee
$0
Network
amex
Credit Required
good
Reward Type
points
Rewards Earn Rates
1x
Groceries
1x
Gas
1x
Dining
1x
Travel
1x
Everything Else
Highlights
- No annual fee
- Earn Scene+ points
- 1 Scene+ point per $1
- Pair with a Visa for full coverage
Pros & Cons
Pros
- + No annual fee
- + Earn Scene+ points for movies and travel
- + Good Amex entry card
- + Can pair with Scotia Visa for universal acceptance
Cons
- – Amex acceptance limitations
- – Low base earn rate
- – Scene+ points less flexible than cashback
Who Is This Card For?
The Scotiabank American Express Card is best suited for Canadians who prioritize no-fee, points, scene+ spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs.
Benefits Breakdown
Purchase Protection
90 days
Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
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Pros
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.