RBC Rewards+ Visa Card
Last updated:
No annual fee
Opens issuer website
Key Details
Annual Fee
$0
Network
visa
Credit Required
student, newcomer, good
Reward Type
points
Rewards Earn Rates
1x
Groceries
1x
Gas
1x
Dining
1x
Travel
1x
Everything Else
Highlights
- No annual fee
- Earn RBC Rewards points
- No income requirement
- Good for building credit
Pros & Cons
Pros
- + No annual fee
- + RBC Rewards points ecosystem
- + Available to students and newcomers
- + Low barrier to entry
Cons
- – Low earn rate
- – Points less flexible than cashback
- – Minimal insurance
Who Is This Card For?
The RBC Rewards+ Visa Card is best suited for Canadians who prioritize no-fee, students, newcomers spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs. It's specifically designed for students building their credit history. It's accessible to newcomers to Canada who don't yet have a Canadian credit history.
Benefits Breakdown
Purchase Protection
90 days
Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.