RBC ION+ Visa Card
Last updated:
No annual fee
Opens issuer website
Key Details
Annual Fee
$0
Network
visa
Credit Required
good
Reward Type
cashback
Rewards Earn Rates
1x
Groceries
1x
Gas
1x
Dining
1x
Travel
1x
Everything Else
Highlights
- No annual fee
- Earn ION+ points (1% cashback value)
- Auto-redeem as statement credit
- Low income requirement
Pros & Cons
Pros
- + No annual fee
- + Automatic cashback redemption
- + No minimum redemption threshold
- + Easy to qualify
Cons
- – Only 1% earn rate on everything
- – No bonus categories
- – Basic insurance coverage
Who Is This Card For?
The RBC ION+ Visa Card is best suited for Canadians who prioritize no-fee, cashback, newcomers spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs.
Benefits Breakdown
Purchase Protection
90 days
Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.