RBC Cash Back Mastercard
Last updated:
No annual fee
Opens issuer website
Key Details
Annual Fee
$0
Network
mastercard
Credit Required
good
Reward Type
cashback
Rewards Earn Rates
2x
Groceries
0.5x
Gas
0.5x
Dining
0.5x
Travel
0.5x
Everything Else
Highlights
- No annual fee
- 2% cashback on groceries
- 0.5% on all other purchases
- No income requirement
Pros & Cons
Pros
- + No annual fee
- + 2% on groceries is competitive for a free card
- + Mastercard acceptance everywhere
- + No minimum income
Cons
- – Only 0.5% on non-grocery spending
- – No travel insurance
- – Low base earn rate
Who Is This Card For?
The RBC Cash Back Mastercard is best suited for Canadians who prioritize no-fee, cashback, groceries spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs.
Benefits Breakdown
Purchase Protection
90 days
Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
Apply for RBC Cash Back MastercardAffiliate link · Disclosure
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.