CIBC Aeroplan Visa Infinite Card
Last updated:
$139/year
Earn up to 20,000 Aeroplan points
Earn up to 20,000 Aeroplan points after spending $1,000 in the first 3 months plus points on your first Buddy Pass.
Opens issuer website
Key Details
Annual Fee
$139
Network
visa
Credit Required
good, excellent
Reward Type
travel, points
Rewards Earn Rates
1x
Groceries
1x
Gas
1x
Dining
1.5x
Travel
1x
Everything Else
Highlights
- $139 annual fee
- 1.5 Aeroplan points per $1 on eligible travel and transit
- 1 point per $1 on everything else
- Annual buddy pass companion ticket
Pros & Cons
Pros
- + Valuable Aeroplan points for Air Canada flights
- + Companion buddy pass once per year
- + Insurance package included
- + Visa Infinite benefits
Cons
- – $139 annual fee
- – Earn rate is modest outside of travel
- – Buddy pass has restrictions
- – Foreign transaction fees
Who Is This Card For?
The CIBC Aeroplan Visa Infinite Card is best suited for Canadians who prioritize travel, aeroplan, air-canada spending. At $139/year, it's worth it for those who spend enough in bonus categories to offset the fee.
Benefits Breakdown
Purchase Protection
Rental Car Insurance
Insurance Coverage Details
Ways to Reduce the Annual Fee
- Ask for a first-year fee waiver when applying in-branch
- Product-switch from a no-fee CIBC card
- Buddy Pass effectively subsidizes the fee if you fly domestically
Multi-Card Strategy
Stack with another Aeroplan-earning card like the TD Aeroplan for maximum point accumulation. Use this at non-Costco stores.
See full multi-card strategies →Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
Apply for CIBC Aeroplan Visa Infinite CardAffiliate link · Disclosure
Similar Cards to Consider
Scotiabank Gold American Express Card
AmexScotiabank · $120/year
Earn up to 40,000 Scene+ points
Pros
- +Exceptional earn rate on everyday spending
- +Scene+ points are versatile (travel, movies, groceries)
- +Strong welcome bonus
Cons
- –$120 annual fee
- –American Express not accepted everywhere
American Express Cobalt Card
AmexAmerican Express · $156/year
Earn up to 30,000 Membership Rewards points
Pros
- +Industry-leading 5x on dining and food delivery
- +Monthly fee structure is easier to manage
- +Amex Membership Rewards points are very flexible
Cons
- –Annual fee of ~$156
- –Amex not accepted everywhere in Canada
TD Aeroplan Visa Infinite Card
VisaTD · $139/year
Earn up to 20,000 Aeroplan points
Pros
- +Strong earn rate on everyday categories
- +Aeroplan points for flexible travel
- +First checked bag free on Air Canada
Cons
- –$139 annual fee
- –Best perks require Air Canada loyalty
Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.