Canadian Tire Mastercard
Last updated:
No annual fee
Opens issuer website
Key Details
Annual Fee
$0
Network
mastercard
Credit Required
fair, good
Reward Type
points
Rewards Earn Rates
1x
Groceries
4x
Gas
1x
Dining
1x
Travel
1x
Everything Else
Highlights
- No annual fee
- 4% in CT Money at Canadian Tire gas bars
- 4% at Canadian Tire stores
- 1% everywhere else
Pros & Cons
Pros
- + No annual fee
- + 4% back at Canadian Tire and gas bars
- + Good for CT, SportChek, Marks shoppers
- + Easy to qualify
Cons
- – Low earn rate outside CT family
- – CT Money only for Canadian Tire stores
- – Not a premium card
Who Is This Card For?
The Canadian Tire Mastercard is best suited for Canadians who prioritize no-fee, gas, canadian-tire spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs.
Benefits Breakdown
Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.