BMO Ascend World Elite Mastercard
Last updated:
$150/year
Earn 60,000 BMO Rewards points
Earn 60,000 BMO Rewards points when you spend $4,000 in the first 3 months.
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Key Details
Annual Fee
$150
Network
mastercard
Credit Required
good, excellent
Reward Type
travel, points
Rewards Earn Rates
5x
Groceries
3x
Gas
5x
Dining
3x
Travel
1x
Everything Else
Highlights
- 5x on dining and groceries
- 3x on travel, gas, transit
- 1x on everything else
- BMO Rewards points
Pros & Cons
Pros
- + 5x on dining and groceries is excellent
- + 3x on travel, gas, transit
- + Mastercard works at Costco
- + Comprehensive travel insurance
Cons
- – $150/year annual fee
- – BMO Rewards less flexible than Aeroplan
- – $80,000 minimum household income
Who Is This Card For?
The BMO Ascend World Elite Mastercard is best suited for Canadians who prioritize travel, points, dining spending. At $150/year, it's worth it for those who spend enough in bonus categories to offset the fee.
Benefits Breakdown
Extended Warranty
Purchase Protection
90 days
Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
Apply for BMO Ascend World Elite MastercardAffiliate link · Disclosure
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.