SimplyCash Card from American Express

Last updated:

By CardFinder Editorial Team Affiliate Disclosure
American Express amex

No annual fee

cashbackno-fee
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Key Details

Annual Fee

$0

Network

amex

Credit Required

good

Reward Type

cashback

Rewards Earn Rates

1.25x

Groceries

1.25x

Gas

1.25x

Dining

1.25x

Travel

1.25x

Everything Else

Highlights

  • No annual fee
  • 1.25% cashback on all purchases
  • Simple flat-rate cashback
  • No caps on earning

Pros & Cons

Pros

  • + No annual fee
  • + Higher flat rate than most free cards (1.25%)
  • + No earning caps
  • + Simple and straightforward

Cons

  • – Amex acceptance limitations
  • – No bonus categories
  • – Basic insurance only

Who Is This Card For?

The SimplyCash Card from American Express is best suited for Canadians who prioritize cashback, no-fee spending. With no annual fee, it's an excellent choice for anyone who wants rewards without ongoing costs.

Benefits Breakdown

Purchase Protection

90 days

Is this card worth it for you?

Use our rewards estimator to see how much you'd earn based on your spending.

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Frequently Asked Questions

Ready to Apply?

Visit the issuer's website to confirm current terms and apply.

Apply for SimplyCash Card from American Express

Affiliate link · Disclosure

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Sources

Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.