American Express Aeroplan Reserve Card
Last updated:
$599/year
Earn up to 90,000 Aeroplan points
Earn 90,000 Aeroplan points after spending $6,000 in the first 3 months.
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Key Details
Annual Fee
$599
Network
amex
Credit Required
excellent
Reward Type
travel, points
Rewards Earn Rates
2x
Groceries
2x
Gas
3x
Dining
2x
Travel
2x
Everything Else
Highlights
- $599 annual fee
- 3x Aeroplan points on dining and food delivery
- 2x on everything else
- Maple Leaf Lounge access when flying Air Canada
Pros & Cons
Pros
- + Maple Leaf Lounge access on Air Canada flights
- + Excellent base earn rate of 2x everywhere
- + Priority boarding on Air Canada
- + Strong Aeroplan earning potential
Cons
- – $599 annual fee is very steep
- – Amex not accepted everywhere
- – FX fees apply
- – Only makes sense for dedicated Air Canada flyers
Who Is This Card For?
The American Express Aeroplan Reserve Card is best suited for Canadians who prioritize travel, aeroplan, lounge-access spending. At $599/year, it's worth it for those who spend enough in bonus categories to offset the fee.
Benefits Breakdown
Lounge Access
Air Canada Maple Leaf Lounges (when flying AC)
Extended Warranty
Purchase Protection
90 days
Rental Car Insurance
Concierge Service
Insurance Coverage Details
Ways to Reduce the Annual Fee
- Maple Leaf Lounge access is worth $50+/visit
- Call retention before annual fee renewal for credits
- Compare with the CIBC/TD Aeroplan cards at $139/yr if you don't need lounge access
Multi-Card Strategy
Pair with a Mastercard (like Costco MC) since Amex is not accepted everywhere. Also consider TD or CIBC Aeroplan Visa for double-dipping Aeroplan points.
See full multi-card strategies →Is this card worth it for you?
Use our rewards estimator to see how much you'd earn based on your spending.
Frequently Asked Questions
Ready to Apply?
Visit the issuer's website to confirm current terms and apply.
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American Express Cobalt Card
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Pros
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CIBC Aeroplan Visa Infinite Card
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Pros
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Cons
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Sources
Last verified: 2026-03-01. Offers and terms can change. Always confirm details on the issuer's website before applying.